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1. a subset of committee members organized for a specific purpose
2. done by or characteristic of individuals acting together
3. a particular aspect of life or activity
4. slang for a paunch
5. a word borrowed from another language; e.g. `blitz' is a German word borrowed into modern English
8. giving advice
10. using the minimum of time or resources necessary for effectiveness

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6. the United States federal department that promotes and administers domestic and foreign trade (including management of the census and the patent office); created in 1913
7. a storage compartment for clothes and valuables; usually it has a lock
9. money that is invested with an expectation of profit
11. matters of personal concern
12. defense against financial failure; financial independence